Paste the message, email, or what the caller said. We'll point out the tricks scammers use and tell you what to do next, in plain words. Built around the scams people are reporting most in 2026: fake toll bills, bank alerts, job offers, and government impostors.
Don't be embarrassed. These scams are built by professionals. Speed matters more than anything, so pick what happened and start at step one.
You don't need to spot every trick. One of these is enough reason to stop and check another way.
"Within 24 hours," "final notice," "account suspended." Rushing you is how they stop you from thinking.
Gift cards, crypto, wire transfers, Zelle to a stranger, or cash at a Bitcoin ATM. Real agencies never ask for these.
Real toll agencies and banks don't text you links to pay. Go to the site yourself by typing the address.
Being told not to talk to your bank, family, or police is a scam every single time.
$900 a day for liking videos, a prize you never entered, a refund nobody owed you.
No real agency will tell you to move your savings to a "safe account" or withdraw cash.
Reports help officials spot new scams and warn others. Each one takes a few minutes.